Charlotte, N.C., December 16, 2025
First Horizon Bank has appointed Justin Rutledge as the new Charlotte Market President, effective December 15, 2025. Rutledge brings over 20 years of banking experience, emphasizing community service and economic growth. His leadership will enhance the bank’s presence in Charlotte, aligning with the company’s mission to drive client growth and associate engagement. As the bank prepares to consolidate operations into a new hub, Rutledge’s extensive background and commitment to community involvement position him as a key player in shaping the bank’s local strategy.
First Horizon Bank Appoints Justin Rutledge as Charlotte Market President
Welcoming New Leadership to Drive Growth and Community Engagement
CHARLOTTE, N.C. – First Horizon Bank has announced the appointment of Justin Rutledge as the new Charlotte Market President, effective December 15, 2025. This strategic move comes at a time when community-focused leadership is essential for local economic growth. Rutledge’s extensive banking experience and dedication to community service align perfectly with First Horizon’s mission to foster client growth and enhance associate engagement.
Primarily focused on Charlotte, Rutledge will report to Laura Bunn, the Mid-Atlantic Regional President, and his leadership is anticipated to further bolster First Horizon Bank’s footprint in this dynamic market. His role underscores the importance of strong leadership in guiding a company’s market strategy, particularly in the rapidly evolving financial sector.
Rutledge’s Professional Journey
Justin Rutledge brings over 20 years of banking experience to First Horizon Bank, having held pivotal roles at BB&T and Truist, including positions as Market President in both Charlotte and Fort Worth, Texas. His career commenced at BB&T as a Management Associate, where he developed expertise in the Mortgage, Commercial Banking, and Middle Market sectors. Rutledge’s wealth of knowledge positions him well to implement effective strategies that resonate with both clients and associates.
Educational Background and Community Involvement
A graduate of Appalachian State University, Rutledge is actively engaged in community service. He has served on the boards of the YMCA of Greater Charlotte and Novant Southern Piedmont Region, reflecting his commitment not just to banking but also to making a tangible difference in the community he serves. This combination of professional acumen and personal dedication to community engagement is essential for fostering strong local relationships that benefit both the bank and its clients.
First Horizon Bank’s Commitment to Growth in Charlotte
Headquartered in Memphis, Tennessee, First Horizon Bank operates across 12 states in the southern U.S., offering an array of financial services. The bank manages a robust $83.2 billion in assets, confirming its capacity to support substantial economic development within the regions it serves. In August 2025, the bank announced the relocation of its Charlotte operations to a new hub in the city’s growing South End district, demonstrating a commitment to expanding its presence in this thriving market.
Looking Ahead
The new 24-story building at 110 East Boulevard is set to consolidate two existing offices and will serve as a crucial center for First Horizon’s Charlotte operations. This move not only symbolizes the bank’s commitment to its growth but also signals a vibrant future for the local economy, driven by increased investment and innovation.
First Horizon’s Performance and Community Recognition
As of December 16, 2025, First Horizon Corporation (NYSE: FHN) stock is trading at $23.73, reflecting a slight increase, which is indicative of investor confidence in the bank’s direction. Recognized as one of the nation’s best employers by Fortune and Forbes, First Horizon is also listed among the Top 10 Most Reputable U.S. Banks, further validating its efforts to engage meaningfully with both clients and the broader community.
Conclusion
With Justin Rutledge at the helm of First Horizon Bank in Charlotte, the potential for growth and community engagement is significant. His extensive background in banking and community service is poised to steer the bank toward greater client growth and associate satisfaction. As the Memphis-based institution continues to expand across the South, local entrepreneurs and businesses should feel encouraged by these developments. It’s essential for residents and stakeholders to support local businesses and stay engaged in fostering a thriving economic environment in Memphis and beyond.
FAQ Section
Who is Justin Rutledge and what role will he have at First Horizon Bank?
Justin Rutledge will join First Horizon Bank as Charlotte Market President, leading market strategy and execution in Charlotte.
When did First Horizon Bank announce Justin Rutledge’s appointment as Charlotte Market President?
The appointment was announced on December 15, 2025.
To whom will Justin Rutledge report at First Horizon Bank?
Rutledge will report to Laura Bunn, Mid-Atlantic Regional President for First Horizon Bank.
What experience does Justin Rutledge bring to First Horizon Bank?
He has more than 20 years of banking experience with roles in mortgage, commercial banking, middle market, and prior market president positions at BB&T and Truist.
How will Justin Rutledge focus his work as Charlotte Market President for First Horizon Bank?
He will focus on client growth, associate engagement, and community service while combining local relationships with technology and specialist expertise.
First Horizon Bank Stock Information
As of December 16, 2025, First Horizon Corporation (NYSE: FHN) stock is trading at $23.73, with a slight increase of 0.59% from the previous close.
| Feature | Details |
|---|---|
| New Appointment | Justin Rutledge as Charlotte Market President |
| Effective Date | December 15, 2025 |
| Professional Background | Over 20 years of banking experience |
| First Horizon Bank Headquarters | Memphis, Tennessee |
| Assets Managed | $83.2 billion |
| Stock Information | Trading at $23.73 as of December 16, 2025 |
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