Jackson, Mississippi, January 28, 2026
Trustmark Corporation has delivered impressive financial results for the fourth quarter and fiscal year, exceeding analyst expectations with a non-GAAP diluted EPS of $0.97. The firm’s robust revenue growth of $204.1 million reflects strong capital management strategies amidst rising economic pressures. Trustmark’s focus on maintaining credit quality and enhancing shareholder value through share repurchases and a dividend increase demonstrates its proactive approach to navigating a challenging financial landscape.
Trustmark Corporation Reports Strong Earnings Amidst Rising Costs
Insights from Jackson, Mississippi as Trustmark Exceeds Expectations
Trustmark Corporation, headquartered in Jackson, Mississippi, has posted impressive financial results for the fourth quarter and fiscal year 2025. With the backdrop of resilience seen in many local and regional businesses, Trustmark’s achievements are a testament to the benefits of strategic capital management and strong leadership in the banking sector. As the economic climate continues to shift, businesses like Trustmark show how focusing on fundamental objectives can lead to robust growth.
Local entrepreneurs and financial institutions are crucial players in driving economic progress. Trustmark’s recent earnings report reveals not just a survival story, but a thriving narrative in a landscape that many believe could benefit from reduced regulations. By focusing on sound fiscal strategies, Trustmark is poised to set a positive example for others on how to enhance shareholder value while maintaining strong credit quality.
Fourth Quarter and Fiscal Year Highlights
In the fourth quarter of 2025, Trustmark Corporation reported a non-GAAP diluted EPS of $0.97, surpassing analyst expectations of $0.93. The total revenue for this quarter reached $204.1 million, marking a 0.9% increase from the previous quarter. The company’s focus on net interest income resulted in a strong figure of $165.8 million, translating to a net interest margin of 3.81%. Moreover, noninterest income saw growth, contributing $41.2 million, a 3.3% increase from the prior quarter.
In terms of annual performance, Trustmark achieved a record net income of $224.1 million, or $3.70 per diluted share, with total revenue climbing to $799.8 million—a remarkable 42.6% increase compared to 2024.
Capital Management and Shareholder Returns
Trustmark’s strategic approach also included a successful issuance of $175.0 million in subordinated notes, allowing the bank to repay existing debt while supporting corporate growth. Additionally, the company repurchased approximately 1.1 million common shares valued at $43 million during the quarter. Over the past twelve months, this figure rose to around 2.2 million shares for a total expenditure of $80 million.
The Board of Directors reflected confidence in the company’s financial stability by approving a dividend increase of 4.2% to $0.25 per share. These actions are indicative of a robust commitment to enhancing shareholder value amidst fluctuating market conditions.
Managing Credit Quality
Trustmark maintained commendable credit quality during the fourth quarter, with net charge-offs reported at $7.6 million, or 0.22% of average loans. The allowance for credit losses stood at 1.15% of loans held for investment, comfortably covering nonaccrual loans by 209.18%. Despite a slight increase in nonaccrual loans, totaling $84.4 million, Trustmark’s overall management of credit risk indicates a solid and proactive stance.
Background on Trustmark Corporation
Established as a prominent financial services provider, Trustmark offers a range of banking and financial solutions across Alabama, Florida, Georgia, Mississippi, Tennessee, and Texas. Their consistent growth and profitability underscore the importance of strategic capital management and robust lending practices.
As local economic conditions evolve, Trustmark’s focus on shareholder returns through dividends and share repurchases could serve as a model for other businesses, demonstrating the potential benefits that can arise from careful financial oversight.
Conclusion
The financial performance of Trustmark Corporation encapsulates a successful narrative of growth and strategic implementation in the banking sector. Their achievements and disciplined approach to capital management serve as a shining example for Memphis and regional areas looking to stimulate economic growth.
As the community continues to support local businesses and entrepreneurs, the case of Trustmark highlights the critical role that sound fiscal strategies play in enhancing economic resilience. Readers are encouraged to continue engaging with local businesses to foster a thriving economic environment in Memphis and beyond.
Frequently Asked Questions (FAQ)
What was Trustmark Corporation’s earnings per share (EPS) for the fourth quarter of 2025?
Trustmark reported a non-GAAP diluted EPS of $0.97 for the fourth quarter of 2025, exceeding analyst expectations of $0.93.
How much revenue did Trustmark Corporation generate in the fourth quarter of 2025?
The company reported total revenue of $204.1 million for the fourth quarter of 2025, a 0.9% increase from the previous quarter.
What is Trustmark Corporation’s net interest margin for the fourth quarter of 2025?
The net interest margin for the fourth quarter of 2025 was 3.81%, with net interest income (FTE) totaling $165.8 million.
How much did Trustmark Corporation repurchase in common shares during the fourth quarter of 2025?
Trustmark repurchased approximately 1.1 million common shares, totaling $43.0 million, in the fourth quarter of 2025.
What was Trustmark Corporation’s net charge-offs in the fourth quarter of 2025?
The company reported net charge-offs of $7.6 million in the fourth quarter of 2025, representing 0.22% of average loans.
Key Features of Trustmark Corporation’s Financial Performance
| Metric | Fourth Quarter 2025 | Fiscal Year 2025 |
|---|---|---|
| Earnings Per Share (EPS) | $0.97 | $3.70 |
| Total Revenue | $204.1 million | $799.8 million |
| Net Interest Margin | 3.81% | 3.80% |
| Net Charge-Offs | $7.6 million | 0.13% of average loans |
| Share Repurchases | 1.1 million shares ($43.0 million) | 2.2 million shares ($80.0 million) |
| Dividend Increase | 4.2% to $0.25 per share | 4.2% to $0.25 per share |
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Author: STAFF HERE MEMPHIS WRITER
The MEMPHIS STAFF WRITER represents the experienced team at HEREMemphis.com, your go-to source for actionable local news and information in Memphis, Shelby County, and beyond. Specializing in "news you can use," we cover essential topics like product reviews for personal and business needs, local business directories, politics, real estate trends, neighborhood insights, and state news affecting the area—with deep expertise drawn from years of dedicated reporting and strong community input, including local press releases and business updates. We deliver top reporting on high-value events such as Beale Street Music Festival, Elvis Week, and Memphis in May International Festival. Our coverage extends to key organizations like the Greater Memphis Chamber and the Memphis Convention & Visitors Bureau, plus leading businesses in logistics, healthcare, and music that power the local economy such as FedEx, St. Jude Children's Research Hospital, and AutoZone. As part of the broader HERE network, including HEREBristol.com, HEREChattanooga.com, HEREKnoxville.com, and HERENashville.com, we provide comprehensive, credible insights into Tennessee's dynamic landscape.
